Terms & Conditions
Last Updated on June 9, 2021
Thank you for visiting http://predictablewealthadvocates.com (hereinafter “Website”). The Website is owned and operated by Predictable Wealth Advocates, LLC.
Predictable Wealth Advocates, LLC its owners, officers, directors, employees, contractors, subsidiaries, affiliates, licensors, service providers, and agents (hereinafter “Predictable Wealth Advocates”) are NOT financial or legal advisors, and nothing contained on this Website or delivered as part of the products or services sold by Predictable Wealth Advocates or its affiliates is intended to be financial or legal advise.
Furthermore, the services, strategies, information, and/or products offered on this Website, through the membership or coaching programs, and/or elsewhere are not to be interpreted as a promise or guarantee of earnings or any specific result.
The education and information presented by Predictable Wealth Advocates is intended for a general audience and does not purport to be, nor should it be construed as, specific financial, legal, or other advice tailored to any individual. You are encouraged to discuss any opportunities with your attorney, accountant, financial professional, or other advisor.
In fact, your personal level of success in attaining the results from using our information, strategies, and/or products totally depends upon your own individual circumstances, the effort you devote to your own financial success, the ideas and techniques used, your finances, the various strategies that your financial, legal, and other advisors may have suggested that you implement, your knowledge, and various other skills. Since these factors differ among each individual, we cannot guarantee your success or income level, nor are we responsible for any of your actions.
Any and all forward-looking statements on this web site, membership program, and/or in any of our products are intended to express our opinion of the earnings potential that some people may achieve. To the extent that we included any case studies or testimonials on this site, you can assume that none of these stories in any way represent the “average” or “typical” customer experience.
Predictable Wealth Advocates may receive compensation as a result of purchases from service providers or vendors that are recommended from this Website and/or otherwise from Predictable Wealth Advocates.
YOU AGREE AND UNDERSTAND THAT PREDICTABLE WEALTH ADVOCATES IS NOT RESPONSIBLE FOR YOUR SUCCESS OR FAILURE AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER THAT OUR PRODUCTS OR SERVICES WILL PRODUCE ANY PARTICULAR RESULT FOR YOU.
Last Updated on June 9, 2021
The following terms and conditions are a legally binding agreement which govern all use of predictablewealthadvocates.com and all content, services and products available at or through the website (taken together, the “Website”). The Website is owned and operated by Predictable Wealth Advocates, LLC (“Predictable Wealth Advocates”). The Website is offered subject to your acceptance without modification of the terms and conditions contained herein and all other operating rules, policies and procedures (including, without limitation, Predictable Wealth Advocates’s Privacy Policy and Earnings Disclaimer) that may be published from time to time on this Website by Predictable Wealth Advocates (collectively, the “Agreement”).
Please review the entire Agreement carefully before accessing or using the Website. By accessing or using any part of the website, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you are not authorized to access the Website or use any of the services provided on this Website or by Predictable Wealth Advocates. These terms and conditions are an offer by Predictable Wealth Advocates and your acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 18 years old and that can enter into legally binding contracts.
Your predictablewealthadvocates.com Account, Blog and Site. If you create a website or blog on the Website, or otherwise use predictablewealthadvocates.com, private membership areas where posting comments or content is allowed, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and Predictable Wealth Advocates may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Predictable Wealth Advocates liability. You must immediately notify Predictable Wealth Advocates of any unauthorized uses of your account or blog, your account or any other breaches of security. Predictable Wealth Advocates will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.
Responsibility of Contributors. If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:
the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog’s URL or name is not the name of a person other than yourself or company other than your own; and
you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by Predictable Wealth Advocates or otherwise.
By submitting Content to Predictable Wealth Advocates for inclusion on your Website, you grant Predictable Wealth Advocates a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, Predictable Wealth Advocates will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable. Without limiting any of those representations or warranties, Predictable Wealth Advocates has the right (though not the obligation) to, in Predictable Wealth Advocates’s sole discretion (i) refuse or remove any content that, in Predictable Wealth Advocates’s reasonable opinion, violates any Predictable Wealth Advocates’s policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in Predictable Wealth Advocates’s sole discretion. Predictable Wealth Advocates will have no obligation to provide a refund of any amounts previously paid.
Payment and Renewal
General Terms: By selecting a product or service, you agree to pay Predictable Wealth Advocates the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-paid basis on the day you sign up for an upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are not refundable.
Automatic Renewal: Unless you notify Predictable Wealth Advocates before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time by submitting your request to Predictable Wealth Advocates in writing.
Fees & Payment: By signing up for a Services account you agree to pay Predictable Wealth Advocates the applicable setup fees and recurring fees. Your electronic signature on the account constitutes an electronic letter of agency authorizing Predictable Wealth Advocates to charge such fees to whatever payment method(s) it has on file. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. Predictable Wealth Advocates reserves the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime by providing thirty (30) days written notice to Predictable Wealth Advocates. If you cancel prior to the end of a subscription, your subscription will end at the end of the prepaid term. No refund will be given for any unused portion.
Support: If your service includes access to priority email support, “Email support” means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by Predictable Wealth Advocates to respond within three business days) concerning the use of the VIP Services. “Priority” means that support takes priority over support for users of the standard or predictablewealthadvocates.com services. All support will be provided in accordance with Predictable Wealth Advocates standard services practices, procedures and policies.
Responsibility of Website Visitors: Predictable Wealth Advocates has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, Predictable Wealth Advocates does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Predictable Wealth Advocates disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.
Content Posted on Other Websites: We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which predictablewealthadvocates.com links; Predictable Wealth Advocates does not have any control over those non- Predictable Wealth Advocates websites and webpages, and is not responsible for their contents or their use. By linking to a non- Predictable Wealth Advocates website or webpage, Predictable Wealth Advocates does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Predictable Wealth Advocates disclaims any responsibility for any harm resulting from your use of non- Predictable Wealth Advocates websites and webpages. Predictable Wealth Advocates shall not be responsible or liable, directly or indirectly, for any loss or damage caused by the use of or reliance on any material available on or through any such sites or any dealings or promotions posted on the same.
Copyright Infringement and DMCA Notices: As Predictable Wealth Advocates asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by predictablewealthadvocates.com, violates your copyright, you are encouraged to notify Predictable Wealth Advocates in accordance with the Digital Millennium Copyright Act. You should send your DMCA notice to [email protected]. Predictable Wealth Advocates will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Predictable Wealth Advocates will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Predictable Wealth Advocates or others. In the case of such termination, Predictable Wealth Advocates will have no obligation to provide a refund of any amounts previously paid to Predictable Wealth Advocates.
Intellectual Property: This Agreement does not transfer from Predictable Wealth Advocates to you any Predictable Wealth Advocates or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Predictable Wealth Advocates. Predictable Wealth Advocates, predictablewealthadvocates.com, logo, and all other trademarks, service marks, graphics and logos used in connection with predictablewealthadvocates.com, or the Website are trademarks or registered trademarks of Predictable Wealth Advocates or Predictable Wealth Advocates’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties.
Your use of the Website grants you no right or license to reproduce or otherwise use any Predictable Wealth Advocates or third-party trademarks. You may download material displayed in the site for non-commercial, personal use only, provided you maintain all copyright and other proprietary notices contained on the materials.
You may NOT distribute, modify, transmit, reuse, report or use the content of the site for public or commercial purposes including the text and images without the corresponding written permission.
You, also, may NOT distribute, sell, transmit, or share product access, membership passwords, user login information in any way. If you have purchased a product or course from Predictable Wealth Advocates LLC (predictablewealthadvocates.com) and it is found out that you are sharing your user information or somehow giving access (paid or free) to others, your account will be terminated without refund.
Predictable Wealth Advocates makes no representation that the information in the site is appropriate or available for use in locations outside the United States, and access to the site from territories where the content of the site may be illegal or inappropriate is prohibited. Those who choose to access the site from other locations do so on their own initiate and are responsible for compliance with applicable local laws.
Advertisements: Predictable Wealth Advocates reserves the right to display advertisements on your blog unless you have purchased an ad-free account.
Partner Products. By activating a partner product (e.g. theme) from one of our partners, you agree to that partner’s terms of service. You can opt out of their terms of service at any time by de-activating the partner product.
Domain Names. If you are registering a domain name, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (“ICANN”), including their Registration Rights and Responsibilities.
Changes. Predictable Wealth Advocates reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Predictable Wealth Advocates may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.
Termination. Predictable Wealth Advocates may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your predictablewealthadvocates.com account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be terminated by Predictable Wealth Advocates if you materially breach this Agreement and fail to cure such breach within thirty (30) days from Predictable Wealth Advocates notice to you thereof; provided that, Predictable Wealth Advocates can terminate access to the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer of Warranties. The Website is provided “as is” with all faults and no warranties. Predictable Wealth Advocates and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement to the fullest extent permissible pursuant to applicable law. Neither Predictable Wealth Advocates nor its suppliers and licensors, makes any warranty that the Website: i) will meet your requirements; ii) will be error free or that errors will be corrected; iii) that access thereto will be continuous or uninterrupted; iv) will be free of viruses or other harmful components; v) will have security employed that will be sufficient against interference with your enjoyment of the website or against infringement; vi) will result in any specific health related outcome; vii) will be accurate or reliable. You understand that the Website, the products and/or services offered on the Website may contain bugs, errors, problems or other limitations, therefore you download from, or otherwise obtain content or services through, the Website at your own discretion and risk. Predictable Wealth Advocates is not liable for the availability of the underlying Internet connection associated with the website. No advise or information whether oral or written obtained by you from this Website shall create any warranty not expressly stated in the Agreement.
No Guarantee of Earnings: While Predictable Wealth Advocates strives to provide accurate and immediately actionable information, nothing on the Website or in our trainings has any guarantee of earnings. Your results will be based on the effort you put into your marketing efforts. Use of this Website is subject to Predictable Wealth Advocates’s Earnings Disclaimer.
Limitation of Liability: In no event will Predictable Wealth Advocates, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any direct, indirect, special, incidental, consequential or exemplary damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) loss of profit, goodwill, use, data or other intangible losses; (v) for any amounts that exceed the fees paid by you to Predictable Wealth Advocates under this agreement during the twelve (12) month period prior to the cause of action. Predictable Wealth Advocates shall have no liability for any failure or delay due to matters beyond their reasonable control. No action, regardless of form, arising out of the use of the Website may be brought by you more than One (1) year following the event which gave rise to the cause of action. The negation of damages set forth above is a fundamental element of the basis of the bargain between you and Predictable Wealth Advocates. Access to the Website would not be provided without such limitation. The foregoing shall not apply to the extent prohibited by applicable law.
General Representation and Warranty: You represent and warrant that (i) your use of the Website will be in strict accordance with the Predictable Wealth Advocates Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.
Indemnification: You agree to indemnify and hold harmless Predictable Wealth Advocates, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, products purchased there from, including but not limited to your violation of this Agreement and the violation of any rights of another individual and/or entity.
Binding Arbitration & Choice of Law: All access to or use of the Website shall be governed by the laws of the state of Florida, United States, excluding its conflict of law provisions.
Any dispute arising under this Agreement or otherwise regarding your relationship with Predictable Wealth Advocates shall be decided exclusively through binding arbitration conducted by the American Arbitration Association (“AAA”), and shall be decided by a single arbitrator who will apply the AAA’s Commercial Arbitration rules. The arbitrator does not have authority to make an order for costs or attorneys fees, and will only award contract damages if any. If, however, a party files a suit in Court in violation of this written arbitration agreement, the party that is made to defend the suit in Court is entitled to an immediate stay and dismissal of such Court proceeding, and shall be entitled to an award of all reasonable attorneys fees and costs in connection with such Court proceedings. In order to keep costs down, the arbitration will be conducted through written submissions only, and the arbitrator will not require any live hearings. By entering into this Agreement you waive all rights to class arbitration. The arbitration shall take place in Denver, Colorado, in the English language and the arbitral decision may be enforced in any court. Each party will pay their costs and attorneys’ fees incurred in connection with the AAA arbitration proceeding.
Miscellaneous: This Agreement constitutes the entire agreement between Predictable Wealth Advocates and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Predictable Wealth Advocates, or by the posting by Predictable Wealth Advocates of a revised version. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Predictable Wealth Advocates may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.
Effective date: June 9, 2021
Predictable Wealth Advocates LLC (“us”, “we”, or “our”) operates the predictablewealthadvocates.com (the “Service”).
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from go.topearner.com, rayhigdon.com, jessicahigdon.com, higdongroup.com, go.rayhigdon.com, shop.higdongroup.com
Definitions
Service
Service is the predictablewealthadvocates.com operated by Predictable Wealth Advocates LLC.
Personal Data
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
Usage Data
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Cookies
Cookies are small pieces of data stored on your device (computer or mobile device).
Data Controller
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.
For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.
Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.
We may use the services of various Service Providers in order to process your data more effectively.
Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.
Information Collection And Use
We collect several different types of information for various purposes to provide and improve our Service to you.
Types of Data Collected
Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
· Email address
· First name and last name
· Phone number
· Address, State, Province, ZIP/Postal code, City
· Cookies and Usage Data
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
Usage Data
We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Tracking Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
· Session Cookies. We use Session Cookies to operate our Service.
· Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
· Security Cookies. We use Security Cookies for security purposes.
Use of Data
Predictable Wealth Advocates LLC uses the collected data for various purposes:
· To provide and maintain our Service
· To notify you about changes to our Service
· To allow you to participate in interactive features of our Service when you choose to do so
· To provide customer support
· To gather analysis or valuable information so that we can improve our Service
· To monitor the usage of our Service
· To detect, prevent and address technical issues
· To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information
Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)
If you are from the European Economic Area (EEA), Predictable Wealth Advocates LLC legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.
Predictable Wealth Advocates LLC may process your Personal Data because:
· We need to perform a contract with you
· You have given us permission to do so
· The processing is in our legitimate interests and it’s not overridden by your rights
· For payment processing purposes
· To comply with the law
Retention of Data
Predictable Wealth Advocates LLC will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
Predictable Wealth Advocates LLC will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.
Transfer Of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
Predictable Wealth Advocates LLC will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Disclosure Of Data
Legal Requirements
Predictable Wealth Advocates LLC may disclose your Personal Data in the good faith belief that such action is necessary to:
· To comply with a legal obligation
· To protect and defend the rights or property of Predictable Wealth Advocates LLC
· To prevent or investigate possible wrongdoing in connection with the Service
· To protect the personal safety of users of the Service or the public
· To protect against legal liability
Security Of Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
“Do Not Track” Signals
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
Your Data Protection Rights Under General Data Protection Regulation (GDPR)
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Predictable Wealth Advocates LLC aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the following data protection rights:
The right to access, update or to delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
The right to withdraw consent. You also have the right to withdraw your consent at any time where Predictable Wealth Advocates LLC relied on your consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
Service Providers
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service.
Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: http://www.google.com/intl/en/policies/privacy/
Behavioral Remarketing
Predictable Wealth Advocates LLC uses remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Service.
Facebook
Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950
To opt-out from Facebook’s interest-based ads follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://www.aboutads.info/choices/, or the European Interactive Digital Advertising Alliance in Europe http://www.aboutads.info/choices/, or opt-out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
Adroll
You can find more information and details about how we collect information via Adroll here: https://www.adrollgroup.com/privacy
Payments
We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).
We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
The payment processors we work with are:
Stripe
Their Privacy Policy can be viewed at https://stripe.com/us/privacy
Paypal
https://www.paypal.com/en/webapps/mpp/ua/privacy-full
Authorize.net
Their Privacy Policy can be viewed at https://www.authorize.net/company/privacy/
Links To Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
· By email: [email protected]
· By visiting this page on our website: predictablewealthadvocates.com/privacy
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